Payment Initiation Services API The Payment Initiation Services (PIS) API can be used to initiate payments, query payment details, and status and confirm payments.

This API supports GET, POST methods.

The Payment Initiation Services (PIS) API allows the following operations:

Payment initiation (Sandbox)
Payment details (Sandbox)
Payment status (Sandbox)

Fallback

In case the APIs do not work, we have developed a fallback solution that requires accessing the URL https://tppbck-retail.devbrd.ro. This solution allows web scraping with certificate as in the case of a classic request.

Payment Initiation

The payment is initiated by the user (PSU) and the TPP with PISP role, sends us the information for further processing. ASPSP returns as a response to the payment information request a unique reference number (Payment-ID) and a message for client informing/requesting the PSU for approval of the consent in his MyBRD application.

SCA authorization in a decoupled method

The user follows the instructions and starts the MyBRD application, using his/her credentials for authentication in the online banking. Based on the reference and information about the TPP, the user is able to identify the payments and approve it. Note: Currently in Sandbox there is no SCA authorization implementation, all authorization actions being considered as already executed, implicitly.

Status of the payment

The TPP is able to retrieve the content / status of the consent (accepted / denied) and after approval by the client, the TPP is able to retrieve list of accounts, account details, balances or transactions.

SANDBOX This API is included in a Sandbox environment to test your applications before accessing live data. A non-real user was created by default for testing your applications (see the table below).

User: 13333330

Account identifier: RO47BRDE410SV04747474100

Currency: RON

Balance: 2020.55

Transactions: 3

Account identifier: RO46BRDE410SV04646464100

Currency: EUR

Balance: -

Transactions: -

Consent ID

800000022- Created for a "received" consent 700000011- Created for an "expired" consent 600000033- Created for a "valid" consent with empty arrays 500000044- Created for a "valid" consent with all psd2

Payment ID

1122334455000 - Created for a payment initiation request